Cyber Insurance

In an era of escalating digital threats, cyber insurance is no longer optional. Protect your business from the devastating financial and reputational impact of data breaches, ransomware, and cyberattacks.

Description

Cyber threats are the defining business risk of our generation. Every organisation that stores customer data, processes payments online, or relies on digital infrastructure is a potential target and the financial consequences of a successful attack can be catastrophic. Our Cyber Insurance policy provides comprehensive first-party and third-party cover that activates the moment an incident is detected, giving you the financial resources and expert support to contain the damage, restore operations, and manage the regulatory and reputational fallout.

Our cyber policies cover a wide spectrum of digital risks, including ransomware attacks, data breaches, business email compromise, social engineering fraud, system outages caused by malicious actors, and regulatory fines arising from data protection violations under frameworks such as Kenya’s Data Protection Act and the EU’s GDPR. Critically, our policies include access to a 24/7 cyber incident response team comprising forensic investigators, legal counsel, PR specialists, and IT recovery experts who mobilise immediately when a breach occurs, minimising the window of exposure and the ultimate cost of the incident.

It is not a question of whether your organisation will face a cyber threat it is a question of whether you are financially prepared when it happens.

We work with businesses across all sectors from financial services and healthcare to retail and education to design cyber cover that reflects the specific digital risks of each industry. Pre-incident services including vulnerability assessments, employee phishing simulation, and cyber hygiene audits are available as part of our enhanced policy packages to reduce your risk exposure before an attack occurs.

Coverage Areas

1. Breach Response & Recovery

Covers forensic investigation, system restoration, data recovery, and legal notification costs following a data breach including the expense of notifying affected individuals and regulators.

2. Ransomware & Extortion

Covers ransom payments, negotiation costs, and business income losses resulting from ransomware attacks or cyber extortion demands that disrupt your operations.

3. Regulatory Fines & Liability

Covers fines and penalties imposed by data protection regulators, plus third-party liability claims from customers or partners whose data was compromised in a breach.

We’ve got the right plan for you, every time

Whether you need auto, home, life, or business insurance, we’ll match you with the perfect coverage not the most expensive one. No guesswork. Just the right fit.