Services
Our Services
Reliable Coverage for Your Life, Health, and Assets
At Cadex Insurance Agency, we offer a full range of insurance solutions designed to protect everything that matters most to you from your family's health to your home, vehicle, business, and travel adventures.
What we’re offering
Protection Built for You, Shaped by Your Choices
Beyond our core offerings, we provide a comprehensive range of specialized insurance products designed to cover every aspect of your business and personal life. Each service is backed by our network of trusted underwriting partners.
Health Protection
Comprehensive health coverage for individuals and organizations, including wellness programs and medical aid insurance.
- Individual and family medical coverage
- Group/corporate health insurance schemes
- Outpatient and inpatient benefits
Life Insurance
Affordable life insurance that protects your loved ones financially when they need it most. Peace of mind starts here
- Term and whole life insurance options
- Final expense and burial coverage
- Mortgage protection and income replacement
Home Insurance
Smart, straightforward, and reliable coverage to protect your biggest investment your home and everything inside it.
- Fire, theft, and weather damage protection
- Liability coverage for accidents on your property
- Personal belongings and valuable items coverage
Performance Bond (PB)
Safeguarding project owners against contractor default, ensuring contractual obligations are met with confidence.
- Bid/tender bond issuance
- Performance guarantee for contract completion
- Advance payment security bonds
CAR (Contractors All Risk)
Covering construction works against physical loss, damage, and third-party liability claims on-site.
- Physical loss or damage to contract works
- Third-party bodily injury and property damage
- Construction plant and equipment coverage
WIBA (Work Injury Benefit Act)
Covering medical expenses, disability compensation, and death benefits for work-related employee injuries.
- Medical expense coverage for workplace injuries
- Death benefits and funeral expenses
- Return-to-work rehabilitation support
Advance Payment Guarantee (APG)
Securing your upfront payments in contractual agreements, giving you confidence before project completion.
- Advance payment protection
- Contractual obligation assurance
- Progressive release mechanisms
Risk Solutions & Advisory
Tailored risk advisory, transfer solutions, and structured strategies to protect assets and mitigate liabilities.
- Risk identification and quantification
- Claims advocacy and management
- Emerging risk horizon scanning
Cyber Insurance
Protecting businesses of all sizes against ransomware, data breaches, and evolving cybersecurity threats.
- Data breach response and notification costs
- Business interruption from cyber events
- Forensic investigation expenses
Professional Liability Insurance
Protecting professionals against client claims arising from negligence or failure of duty of care.
- Intellectual property infringement defence
- Breach of professional duty claims
- Intellectual property infringement defence
Transactional Risk Insurance (TRI)
From trip cancellations to medical emergencies, we've got you covered wherever you're headed.
- Mergers & acquisitions warranty and indemnity
- International trade credit insurance
- Political risk and expropriation coverage
Marine Insurance
Covering cargo in transit and vessel hull damage against perils of the sea.
- Marine cargo insurance (import/export)
- Open cover/annual policies for regular shippers
- Freight liability insurance
Travel Safety
From trip cancellations to medical emergencies, we've got you covered wherever you're headed.
- Trip cancellation and interruption coverage
- Emergency medical expenses abroad
- Emergency evacuation and repatriation
Auto Insurance
Comprehensive motor coverage for cars, PSVs, and goods transportation vehicles.
- Business fleet management solutions
- PSV (Public Service Vehicle) specialized coverage
- Goods in transit vehicle protection
Small Business Insurance
Tailored SME solutions covering property, liability, and business continuity.
- Business property and contents coverage
- General and public liability protection
- Business interruption insurance
Safeguarding Your Wealth, Elevating Your Well-being
Our Work Process
Committed to Putting You First, Every Step of The Way
Get Quotation
Share a few details about what matters most to you. We'll provide a transparent, no-pressure quote tailored to your needs — not a one-size-fits-all number.
Complete the Application
Our team guides you through every question. No fine-print traps, no confusion — just honest, straightforward help to get your application done right the first time.
Get Insured & Covered
"Once you're approved, we review everything together so you know exactly what's protected. Then you can move forward with confidence, knowing Cadex has your back."
Testimonials
Results that speak for themselves
Cadex made insurance simple when I thought it would be overwhelming. They explained everything clearly, found me better coverage for less money, and actually answered my calls.
