Marine Insurance

Marine Insurance is one of the oldest and most essential forms of commercial insurance, providing protection for goods, cargo, vessels, and the liabilities associated with the movement of goods by sea, air, road, and rail. For importers, exporters, freight forwarders, manufacturers, and traders, marine insurance is the critical financial safety net that ensures a loss at sea, in transit, or at port does not translate into an unrecoverable business setback. Whether you are shipping containerised goods across the Indian Ocean, transporting bulk commodities along East African road corridors, or managing air freight on high-value consignments, our marine solutions are structured to give you end-to-end cover at every stage of the journey.

Our cargo policies are underwritten on Institute Cargo Clauses (A, B, or C) terms, providing flexibility to match the level of cover to the nature and value of the goods being transported. We cover single shipments, open covers for regular traders, and annual cargo policies for businesses with high shipment volumes. For vessel owners and operators, our Hull & Machinery policies cover physical damage to the vessel, while our Protection & Indemnity (P&I) arrangements address third-party liability exposures including pollution, crew injury, and collision liability all underwritten through Lloyd’s and international specialist markets.